Introduction
Did you think insurance is all about rules, guidelines, or norms? Not necessarily. You have so many tidbits on insurance that can help you get all creative. And, you can have your bit of laughter or chatter too using insurance.
Come on, let us get a little lighter today and see how can you use insurance as an interesting conversation starter at parties, get-togethers, and high-tea meets.
The blog titled ‘Insurance Fun Facts’ just is aimed at doing the above! Helping you get started further on the same:
Do you wanna know what the oldest insurance policy is?
The oldest insurance policy was taken as early as the 3rd millennium BC. The Babylonians were pursuing trading operations and they used to transport products and goods to traders. Here, they used a give a premium amount to the lender. In case the goods got lost or misplaced during transit, the lender gave them the value of their goods or products. This is how modern-day insurance works even today.
Know more about celebs vis-a-vis their bizarre insurance policies
It is gossiped by celeb tabloids that the music icon Jennifer Lopez insured her fiery thighs for as high as USD 27 million.
It is also talked among film circles that premier heroine Aishwarya Rai who was crowned the former Miss World in 1994 and has also featured in Tamil, English, Hindi, Telugu, and Malayalam movies had got her eyes insured for millions of US dollars.
And, the television icon, Tom Jones had recently got his voice insured for a premium lumpsum.
Pet Insurance Spikes in the US
There is a staggering increase of USD 2 billion for pet insurance schemes on the whole. Pet owners spend billions of dollars towards the treatment of pets, their surgical expenses, or even curing pets of cancers. In a nutshell, people in advanced economies like the US, UK, and Canada spend billions of dollars on getting their pets insured.
Do you wanna spook yourself with an all-insured Mummy?
When the premier edition of the Hollywood blockbuster ‘Mummy’ was about to be released in the year 1996, the makers of the movie had to get an Egyptian Mummy insured to get permission rights to release ‘The Mummy’. And, this cost the producers millions of dollars indeed.
Insurance for the Apocalypse
Would you believe if I were to say that some insurance companies can offer policies for
- Zombie Apocalypse
- An alien invasion or
- Even for a nuclear disaster
Although we are not aware of what kind of policy inclusions or exclusions insurance firms offer under such bizarre circumstances, we still know how creative the insurance sector gets to fulfill the demanding norms of different segments of consumers and corporate firms on the whole.
Are you feeling excited to know how and when was the first car insurance done?
The first car insurance in the whole world was taken by a man named Herman A Reeve in the year 1897. Although the exact cost of the car insurance cover is still not known to us, this is the world’s first car insurance that has taken the world up by storm.
As Mr. Reeve was driving his car, he wanted to cover his vehicle against accidents or damages. Boom! The world’s first car insurance was therefore born!
Insurance against alien abduction
Not many of you would believe if I were to say that few insurance firms also cover individuals who have been impacted or scathed by extra-terrestrial species. This is now a fun fact as well as an interesting tidbit for you to ponder upon.
Named ‘Alien Abduction Insurance’, you can now avail medical insurance or psychological care and your expenses are completely covered if you have been attacked by these extraterrestrial species out there.
Sounds cool right?
Always in-trend kinda insurance
The subject surrounding Insuring body parts has always been a trending thing and the talk house topic among celebs, and media tabloids while it can also be your never-ending satiate for party-chatter.
The world’s iconic football player David Beckham insured his legs for a few million US Dollars while Bette Davis insured her neck on a billion dollar price tag.
Celebrities insure their body parts to help them serve better in the fields of sports, entertainment, and cinema.
Listen to unbelievable tell-tale stories that are connected with insurance fraud
This is a classic example of a co-worker who plotted his own death in the lure of receiving a whopping sum as his life insurance payout. Unfortunately, this particular scheme failed as the guy was later spotted working at a convenience store.
There is also a premier movie that was released in one of the multi-lingual languages of Indian cinema covering a similar subject.
The antagonist kidnaps single men and women who do not have parents or siblings. These suspects get killed under mysterious circumstances so that insurance sums can be claimed by the antagonist and his team. How does the protagonist find the whole thing forms the interesting plot and suspense of the storyline?
Sounds too good to be true, isn’t it?
Unveiling the Titanic’s Insured cargo
The Titanic ship sank in the year 1912. However, the whole ship and the cargo passengers who stayed inside the ship were insured.
While the ship sank, it created historic records as ‘the Titanic disaster’ went on to become one of the most talked about events back then. The total insurance maritime claim bills added to $7 million which is a very huge sum in the early 1900’s.
The movie ‘Titanic’ was released in the year 1996 with Kate Winslet and Leonardo Di Caprio playing the leads and the movie went on to become one of the most-grossing films in Hollywood.
Insurance to protect your wedding
A new type of insurance has been added to the novel schemes insurance vendors and service providers are coming up with. This is named ‘Wedding Insurance’. Newly couples to be are taking up this brand new insurance wherein you can foresee or anticipate a lot many things that could go wrong with a wedding.
This insurance now covers everything from canceled venues to ruined dresses or can even cover up damages if the key vendor fails to show up at the wedding hall.
Sounds too good to be true, isn’t it?
Death by laughter
You have this insurance, namely ‘Laughing insurance’, which was introduced in Italy. The ‘laughing insurance’ was mainly introduced as Italy witnessed many deaths or heart-related fatalities because of audiences who laughed too hard after a comedy performance or a stand-up comedy show.
The Bottom Line
With so many nerve-titillating insurance schemes and comical versions of the insurance domain, which one of these tidbits amused you the most? Do share your comments in the space below!
